Florida requires all drivers to have car insurance, so you’re likely to deal with such a company or insurance agent whenever you are in a car accident anywhere in the state. Even when the other person is responsible, you will need to work with both your own car insurance company and the insurance agent for the other party to get claims filed and investigations completed in a timely manner.
Unfortunately, most of these companies are not interested in being timely. Think about it. These companies make their bread and butter based on the idea that something bad might happen. They don’t want to let go of it when something does happen unless they are absolutely required. As such, some companies will cause delays in processing the claims or outright deny claims out of turn.
The first thing you need to do if your claim is delayed or denied is to contact your own insurance company so that they can also be working on your side. That is, after all, part of what you are paying them for.
The next thing you need to do is contact an experienced local attorney. You’ll need someone representing your interests alone, and your insurance company still has their own interests. The issue can become even more complicated if all parties have the same insurance company or agent. An attorney on your side alone is the best way to protect yourself and get the compensation you deserve.
Still unsure whether or not you need an attorney to represent you in your car accident case? Contact us today for a free consultation; and if we can’t help you, we’ll let you know.