Water damage is one of the most common reasons that homeowners file insurance claims, but it’s also one of the claims most commonly denied by insurance companies.
What Is Water Damage?
Water damage can occur in many different forms: flooding, sudden accidents, sewer backups, storm water damage, and gradual damage. In general, insurance defines water damage as any problems caused by water before it comes in contact with the ground:
- A severe rainstorm that soaks through your roof and damages walls and floors
- A pipe that bursts, saturates ceiling below
- A toilet that overflows and soaks bathroom floorboards
- A hailstorm that breaks windows and allows water to enter
Continue reading “What Happens If My Homeowner’s Insurance Denies My Water Damage Claim?”
Even if you are a safe driver, there’s always a risk that a negligent driver on the road will cause an accident that leaves your car damaged and your body injured. As soon as an accident occurs, it’s essential for you to respond with these five steps. Taking the right measures will help you increase your odds of being awarded compensation for your pain, suffering, and financial costs.