If you’re a Florida driver, uninsured motorist coverage is an essential form of auto insurance to obtain. Uninsured motorist coverage will help cover the cost of medical care and property damage resulting from a crash with an uninsured or underinsured driver. 

Let’s learn more about uninsured motorist coverage and why all drivers should have it. 

What is Uninsured Motorist Coverage?

Uninsured motorist coverage is a type of car insurance covering the repair cost for your vehicle or other property after an uninsured driver causes an accident. Also called “UM” coverage, you can use uninsured motorist coverage if the at-fault driver in an accident has no liability insurance or insufficient liability insurance.  

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It’s against the law to discriminate against employees on the basis of sex. Title VII of the Civil Rights Act of 1964 outlaws employment discrimination on the basis of sex, race, color, religion, and national origin. However, many cases of discrimination against women still occur in Florida and across the country. There are several ways in which gender discrimination affects women in the workplace, including:

Disparate Treatment

Disparate treatment based on gender occurs when employees are treated unfairly due to their sex. This may occur in the process of hiring or firing employees, in determining employees’ payments, or in giving promotions or benefits. 

Examples of disparate treatment based on sex include:

• Passing over a female application in favor of equally-qualified male candidates solely because of her sex
• Firing a female employee on the basis of gender
• Granting a female employee less paid sick leave than male employees
• Denying female employees benefits that are granted to male employees

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Unfortunately, pregnancy discrimination is among the many types of discrimination that can occur in the workplace. It’s illegal for employers to discriminate against pregnant employees or applicants, and victims of pregnancy discrimination have the right to take legal action. 

What is Pregnancy Discrimination?

Pregnancy discrimination occurs when an employer discriminates against an employee due to pregnancy or childbirth. Examples of pregnancy discrimination in the workplace include:

• Firing or demoting an employee because of pregnancy
• Refusing to make reasonable accommodations, such as granting time off, for pregnant employees
• Restricting pregnant employees’ hours or forcing them to take time off
• Refusing to hire an applicant based on  pregnancy
• Giving different accommodation and treatment to pregnant employees than other employees that are temporarily disabled
• Refusing to give a pregnant employee the same or a similar job when she comes back to work after maternity leave

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When you get into the driver’s seat of your friend’s car, you’re probably not thinking about the risk of getting into a crash. But, unfortunately, with over 400,000 traffic crashes in Florida occurring per year, it’s possible that you could wind up in an accident.

Getting into a car crash when you’re driving someone else’s car complicates matters, especially when it comes to insurance. Here, we’ll discuss what to expect after an accident in a friend’s car and how an experienced auto accident attorney may be able to help you through the process. 

Permissive Use

Some auto insurance policies include a permissive use provision. Permissive use means that the driver gives someone else (who’s not a household member or included by name in the policy) permission to operate their vehicle. 

Not all auto insurance policies offer coverage for permissive use. Additionally, some policies that do cover it don’t offer full coverage to permissive users. Higher deductibles may also apply if you file a permissive use auto insurance claim.

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Here in Florida, more car accidents occur than in most other areas of the United States. This unfortunate fact means that hundreds of thousands of Floridians will have to deal with the aftermath of a car crash in any given year.

Medical care is often required for injuries after a road accident, which raises the question of who will cover the medical bills. In Florida, PIP insurance is generally used to pay for medical care following an auto accident, although there are cases in which other parties may be liable for your medical costs. 

PIP Insurance in Florida

As a no-fault state, Florida requires that all drivers have at least $10,000 in PIP (Personal Injury Protection) insurance coverage. This type of insurance is designed to cover your medical expenses after a car accident, regardless of whether you were the victim of the crash or a negligent driver. 

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There are laws in place to keep employees safe against not only harassment and discrimination but also retaliation. These laws protect employees’ rights by making it illegal for employers to punish their workers for engaging in legally protected actions. These actions may include speaking out against harassment or discrimination, taking part in investigations relating to the workplace, and other related activities. 

Employment retaliation may include firing, demoting, reassigning jobs or shifts, or reducing an employee’s salary for being involved in a protected activity. Retaliation can have a major negative impact on employees’ lives, making it important for all workers to understand their rights. 

Defining Employment Retaliation

It’s illegal for employers to retaliate against employees or applicants for the following actions:

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It goes without saying that death is the largest burden that people may experience after a car accident. However, if you sustain an injury in a car crash, the cost of the accident can reach a staggering total.

Unfortunately, between medical bills, lost wages, and vehicle repairs, the financial cost of a car accident can be difficult to manage. Considering that a car accident is alone a stressful event, the resulting financial strain can be detrimental to car accident victims. 

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Discriminating against employees for disabilities or medical conditions is illegal. Unfortunately, some employers still exhibit prejudice based on health and disability. This infringes upon employees’ legal rights and is grounds for a lawsuit. 

Understanding Disability Discrimination

Employees are protected against disability discrimination under the Americans with Disabilities Act, or the ADA. if an employer treats an employee or applicant adversely due to a disability, the employee has legal grounds for a lawsuit. The ADA also provides legal protection for employees in cases of discrimination due to the following:

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After many different kinds of accidents, from auto accidents to slip-and-fall and more, insurance companies take the brunt of the financial burden. However, insurance policies have limits, and the insurance company will typically only cover the expenses associated with the accident to the policy limit. But what happens when your insurance claim exceeds the policy limit? Read on to learn more. 

Understanding Insurance Policy Limits

Whenever you purchase a liability insurance policy, a policy limit will be set. The limit is the highest dollar amount of the losses that the insurance company will take responsibility for in a covered accident.  

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Sexual harassment is a prominent issue in work environments around the globe. Courts recognize sexual harassment as unwanted sexual advances, requests for sexual favors, and verbal or physical sexual behaviors that create a hostile workplace. Victims of sexual harassment may experience significant mental and physical health problems as a result of the harassment and have the right to seek legal action. 

Understanding the types of sexual harassment in Florida can help victims recognize their legal rights and is the first step toward promoting a safe, professional work environment. 

The Main Types of Sexual Harassment

The main types of sexual harassment in Florida workplaces include:

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